Frequently Asked Questions
Why is VBV not asking for Password
Last Updated 4 years ago
Visa made a change to the VBV system due to card holder transaction abandonment rates. They now use risk analysis (VCAST) on the transaction, if the issuer deems the transaction to be low risk they won’t prompt for a password. From the merchant’s perspective it’s the same liability shift whether a card holder was prompted for the password not.